Current Rates

Loan Amount	Program	Points	Credit

Last Update:	Friday, September 03, 2010	Broker /Origination Fee:	1.000%
Lock Period:	30 days	Loan Amount:	$200000

Rates subject to change without notice. Terms and conditions apply. Not everyone may qualify. Equal Housing Lender.

Program Name

Rate*
Payments

Points
Amount

APR
Fees*

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30 Year Fixed

3.750 $926.23	1.250 $2,500.00	3.930% $2,046.50
3.875 $940.47	0.375 $750.00	3.983% $2,046.50
4.125 $969.30	0.114 $228.00	4.212% $2,046.50

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20 Year Fixed

3.990 $1,210.91	0.619 $1,238.00	4.169% $2,046.50
4.000 $1,211.96	0.458 $916.00	4.160% $2,046.50
4.125 $1,225.17	0.083 $166.00	4.242% $2,046.50

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15 Year Fixed

3.375 $1,417.52	1.125 $2,250.00	3.676% $2,046.50
3.500 $1,429.77	0.125 $250.00	3.654% $2,046.50

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3/1 ARM

2.875 $829.78	0.810 $1,620.00	3.823% $2,046.50
3.000 $843.21	0.518 $1,036.00	3.821% $2,046.50
3.125 $856.75	0.239 $478.00	3.820% $2,046.50

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5/1 ARM

2.875 $829.78	0.630 $1,260.00	3.702% $2,046.50
3.000 $843.21	0.209 $418.00	3.703% $2,046.50

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7/1 ARM

2.750 $816.48	0.500 $1,000.00	3.541% $2,046.50
2.875 $829.78	0.000 Get $0.00	3.549% $2,046.50

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FHA 30 Year Fixed

4.000
$954.83

0.588
$1,176.00

4.070%
$697.50

Apply

VA 30 Year Fixed

4.000
$954.83

0.588
$1,176.00

4.070%
$697.50

Apply

20% down payment assumption
Credit (FICO) Assumption: Excellent = 720, Good = 640, Fair = 580
Please Read the Following:
Rates, points and programs cannot be guaranteed on this web site because rates, fees, APR, and other costs are subject to individual borrower's credit score, loan-to-value, loan purpose, loan amount, and rapid fluctuations in market conditions. Maximum Loan amount for a conforming loan is $417,000. Loan amounts in excess of $417,000 are considered Jumbo loans. Rates and APR's are based on amounts of $200,000 for Conforming Loans and $500,000 for Jumbo Loans. This is not an advertisement for credit as defined by paragraph 226.24 of regulation Z.

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